JOHNSON & ASSOCIATES is a unique counseling resource. We offer financial problem resolution with heart; creditor intervention with determination; credit report clean up with integrity; credit restoration with hope and financial restructuring with confidence. Let the sun rise on your financial future!

ARE YOU... Screening your calls due to collectors? Maxed out on your credit cards? Not opening your mail? Thinking of bankruptcy?

IS...Your mortgage in arrears? Your car being repossessed? Your credit report a mess? The IRS threatening you?

ARE... Your money problems killing relationships? You frustrated, angry, afraid? You looking for a way out?

Time, patience, and knowledge are needed to take care of these problems. If you are missing any of these, YOU NEED US ! Let the sun rise on your financial future. Let us help you:

* Analyze your situation
* Sort out priorities
* Establish goals
* Work with creditors
* Save money
* Build a budget
* Pay your bills
* Gain peace of mind
* Achieve financial freedom!

WHERE DO YOU START?
* First, visit our Facts and Services pages!
* Then, Contact us!